The Affiliated Group Blog

Why TCPA Reform is Needed

November 29th, 2013

Do you have a land line telephone? There's at least a moderately good chance that you don't.

If you do still have one, you likely know somebody who has opted to ditch their land line and handle everything with their cell phone. When they fill out forms for flights or online orders, they simply put the same number twice under "Home Phone" and "Cell Phone."

Imagine the surprise to a college freshman, in 2013, who comes to learn that they will still have an old-fashioned land line phone in their dorm room. Imagine how seldom it is used.

Industry News: CFPB Director Discusses Consumer Information, Treatment of Consumers as Top Priorities

November 13th, 2013

On Tuesday Richard Cordray, director of the Consumer Financial Protection Bureau (CFPB), testified before the Senate Committee on Banking, Housing, and Urban Affairs. Cordray delivered prepared comments as part of the semi-annual report to Congress. Of more pressing note were his responses to questions he received about the CFPB's ongoing efforts to address issues in the debt collection industry.

Debunking 3 Popular Bankruptcy Myths

October 30, 2013

Bankruptcy can cause your credit score to decrease by more than 200 points – and is clearly one of the worst things that can happen to your finances. Being better aware of how credit scores treat bankruptcy can help minimize the impact of declaring bankruptcy and speed up your credit recovery.

Below are some of the most common myths associated with the credit killer, and how you can approach and overcome these common misconceptions.

Three Things to Avoid When Looking to Improve a Credit Score

October 23, 2013

Doing whatever you can to improve your credit score is always important. However, there are many misconceptions out there and all too often people gravitate toward them. These mistakes can lead to further credit card debt and can often worsen your credit rating – which exactly what you don’t want.

Below are the three of the biggest mistakes you can make when looking to improve your credit score:

Choosing the Right Collection Agency: People

October 8th, 2013

No matter the type of business, it all starts with the people in the building. This is especially true when choosing a collection agency.

The people are the lifeline of any business. Our industry is a complicated one; it is highly regulated, involves the use of technologically advanced systems, and deals with highly sensitive information on a daily basis. To know that your customers are being treated right and that your information is secure, you need to know the people who run the agency and what their philosophies are.

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