On the Money section of their web site this week, Time Magazine ran an article entitled: "9 Ways to Outsmart Debt Collectors."
The approach of the article makes sense, as the Buzzfeed culture of the internet is such that people love lists and countdowns. In that sense, all this was missing was a slideshow. Unfortunately the title of the article, the headline that is worth clicking, implies that debt collections is always combative. It suggests that it is always "you vs. them" and that there are ways to fight back and get around the issue at hand.