debt collection

ACA International Continues Needed Push For TCPA Reform

February 9th, 2015

In the face of continued uncertainty and apparent stalls in anything resembling forward progress, ACA International participated in another push last week to reform the outdated Telephone Consumer Protection Act (TCPA).

A letter was issued to the FCC requesting necessary changes and updates to TCPA. From ACA International's website:

ACA Holds First Annual Legislative Conference On Capitol Hill

May 8th, 2014

ACA International held its first annual Legislative Conference on Capitol Hill in Washington D.C. this week. More than 60 members of ACA, including TAG's own Mark Neeb, participated in the Conference as ACA advocates for the credit and collections industry. Those members participated in over 100 meetings over the course of the week.

Among the key points of the Conference were the following:

Why TCPA Reform is Needed

November 29th, 2013

Do you have a land line telephone? There's at least a moderately good chance that you don't.

If you do still have one, you likely know somebody who has opted to ditch their land line and handle everything with their cell phone. When they fill out forms for flights or online orders, they simply put the same number twice under "Home Phone" and "Cell Phone."

Imagine the surprise to a college freshman, in 2013, who comes to learn that they will still have an old-fashioned land line phone in their dorm room. Imagine how seldom it is used.

Debunking 3 Popular Bankruptcy Myths

October 30, 2013

Bankruptcy can cause your credit score to decrease by more than 200 points – and is clearly one of the worst things that can happen to your finances. Being better aware of how credit scores treat bankruptcy can help minimize the impact of declaring bankruptcy and speed up your credit recovery.

Below are some of the most common myths associated with the credit killer, and how you can approach and overcome these common misconceptions.

How to Tell the Difference Between a Legit Debt Collection Call and a Scam

September 23rd, 2013

When a collector speaks with a consumer over the phone, there are a number of things they must consider. Paramount among these considerations is the fear that many consumers experience upon getting that phone call. It can be intimidating for them in a number of ways.


AUGUST 23, 2013
Debt Collection Agency

Improve Your Credit
Lenders have been tightening up credit requirements, creating a challenging environment for some potential homebuyers. Higher unemployment, a slow economy and a battered housing market have all been contributing factors to the current credit crunch.

While there is no way to get a perfect credit score overnight, these five steps can give you a significant credit boost that may help you in your search for a lender.


AUGUST 21, 2013
Debt Collection Calls

Tough Collection Rules
An announcement by the New York State Department of Financial Services (DFS) last month introduced a set of proposed regulations that target the debt collection industry. The announcement called the regulations a “set of nation-leading reforms to help protect consumers against abusive and deceptive debt collection practices.”


JULY 29, 2013

Thursday, New York’s Department of Financial Services, or DFS, announced proposed regulations that, according to the DFS, are a “set of nation-leading reforms to help protect consumers against abusive and deceptive debt collection practices.” The new regulations bring many new requirements to accounts receiveable management companies operating within the state, but also pave the way for e-mail communications between collectors and customers.


JULY 17, 2013
Government Debt Collection

More states are expanding their use of professional debt collection agencies to acquire government debts. The relationships are primarily formed by state agencies to help settle long-overdue court debts. The trend sheds light on the growing reliance states and municipalities have on private agencies to collect overdue fees and fines issued by state courts.


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